Fees

Protocol Fee

Request Network charges a protocol fee on all payments processed through the API.

Fee Structure

Fee Type	Rate	Cap
Protocol Fee	5 basis points (0.05%)	~$25/€25 for main USD and EUR backed stablecoins

The protocol fees applies to all the payment types

• ERC20 token payments

• Native currency payments (ETH, POL, etc.)

• Conversion payments

• Batch payments

• Crosschain payments

• Subscription (coming soon)

Who Pays the Fee?

By default, the payer bears the protocol fee. The fee is added on top of the invoice amount.

Example

• Invoice amount: 1000 USDC

• Protocol fee: 1000 x 0.05% = 0.50 USDC

• Total paid by payer: 1000.50 USDC + gas fee

• Amount received by payee: 1000 USDC

For larger payments with stablecoins, the fee is capped:

• Payment of 100,000 USDC -> Fee capped at 25 USDC (not 50 USDC)

Shifting the Fee to the Payee

If you want the payee to bear the protocol fee instead of the payer, simple reduce the invoice amount by 5bps (0.05%) before creating the request.

Example:

• Original intended payment: 1000 USDC

• Reduce by 0.05%: 1000 - (1000 x 0.05%) = 999.50 USDC

• Total paid by the payer: 1000 USDC + gas fee

• Amount received by payee: 999.95 USDC

This way, the payer pays approximately the original amount while the payee effectively absorbs the fee.

Platform Fees

You can add your own platform fee on top of the protocol fee. Both fees are handled automatically when you configure a platform fee in your request.

To set up platform fees, include the following parameters in your payment request:

• feePercentage : Your platform fee percentage (e.g., "2.5").

• feeAddress : The wallet address to receive your platform fees.

When both protocol and platform fees are configured, the API automatically batches them into a single transaction for the payer.

Fee Information In Responses

Every API response includes the fee details in the metadata:

  {
    "metadata": {
      "protocolFee": {
        "percentage": "0.05",
        "address": "0x..."
      },
      "platformFee": {
        "percentage": "2.5",
        "address": "0x..."
      }
    }
  }