How do the fees compare?
Request Network charges a small, flat protocol fee — a fraction of what traditional card processors like Stripe and PayPal charge, which is typically a percentage of every transaction plus a fixed per-transaction fee. For the current Request Network rate, contact the team.What does non-custodial mean for me?
With Request Network, funds move directly from payer to recipient on-chain. There is no intermediary holding period. Traditional processors hold funds for 2-7 days before releasing them to the merchant. That hold introduces:- Counterparty risk — the processor could freeze the account or go bankrupt while holding your funds
- Delayed access to money you’ve already been paid
- Exposure to fund freezing or seizure
What about chargebacks?
Crypto payments made through Request Network are final by default — there are no chargebacks. This means:- No reversals appearing 60-90 days after a payment was made
- No per-dispute chargeback fees like those card processors charge
- Fewer losses from chargeback fraud, which is a common problem for international card payments and digital goods
Which is better for crypto-native businesses?
Request Network is built for crypto from the ground up, rather than adding crypto support to a fiat-first system.- 553+ currencies supported across EVM chains (Ethereum, Polygon, BSC, and others) plus Tron
- No forced fiat conversion — funds can stay in crypto end-to-end
- Native wallet integration — connects directly with MetaMask, WalletConnect, and other Web3 wallets
- Crosschain payments — a payer can pay in one token on one chain and the recipient receives a different token on a different chain
How does reconciliation compare?
Both Request Network and traditional processors offer reconciliation, but the underlying guarantees differ.
Because Request Network payment records live on-chain, they can’t be altered or deleted, and they don’t depend on a vendor’s continued existence to remain accessible.